Car Insurance

Who you allow to work on your car should be your choice. However, some insurers take that choice away from you, compromising quality for better discounts.

Going for the wrong insurer will lead you into trouble, without even knowing it. In the time of need, they abandon you.

Why Choose Us

 

Your car is a priced asset and your family’s safety is riding on it. In case of accidents, many vehicle insurers might promise to let you in on the repair process but conveniently shut you out when the time comes.

Some other insurers might get your damaged car towed to an Assessment Centre far removed from your premises for competitive tendering and give it to a repairer of their choice, completely taking away your say.

Other insurance companies allow you the opportunity to choose the repairer you wish to deal with. They are prepared to negotiate a fair price for a quality job by a repairer of your choice. These insurers respect the fact that you paid the premium and give you the opportunity to decide the fate of your car.

There is often only a relatively small difference between the premiums of different insurers. There can, however, be a very large difference in the quality of repairs your car gets. It can jeopardise your and your family’s safety, so choose wise.

Accidents happen and sometimes you have no control over it. But you can control what happens to your car after.

You may find an insurer will say that you have not lost the freedom to choose your repairer. Do not take their word for it. They can make it very hard for you to exercise any choice by adopting the following tactics. They will tell you:

– They can’t guarantee the repair
– They will delay your repairs and settlement
– They will cash settle you for the lowest quote, but you leave you alone for the repair process itself
– They may even threaten to cancel your insurance policy
– If any of the above has happened to you, you have lost your freedom of choice.
– These are common insurance practices designed to mislead and misguide you. Do not fall for them.

If you want to have the power to decide what happens to your car, then make sure of the following details before you take out or renew your car insurance policy confirm that:

– In the event of an accident, the insurer you are considering will assess and repair at the premises of your preferred repairer at a fair and reasonable negotiated price.
– If you are not satisfied with the answer, ask your Accredited Repairer for advice as to which insurance companies will give you real freedom of choice.

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    200 Sunnyholt Road

    Blacktown NSW 2148

    (02) 9671 4141

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    info@blacktowncitysmash.com.au

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